Scott Jarred was the creator in 2019. It was first used on the web and in collateral materials. A 24/7 web-based financial coaching and education platform offering: comprehensive financial health courses (Building Wealth, Divorce, College Planning, Debt), financial calculators (mortgage, debt eliminator, retirement, payment), an “Ask the Advisor” feature for professional advice from Personal CFOs, and curated articles/videos/webinars.