The Banker’s Man is a parable-based intellectual property framework that contrasts two distinct approaches to personal and business finance: outsourcing control to traditional banks versus becoming your own banker through the strategic use of Dividend-Paying Whole Life Insurance. It tells the story of two farmers - who start with identical land, goals, and challenges. One saves and borrows the conventional way, making him "The Banker’s Man," whose money works harder for the bank than for himself. The other, in contrast, uses dividend-paying whole life insurance to retain ownership, grow uninterrupted capital, and create generational liquidity—becoming the banker in his own life and enterprise. This IP concept transcends any specific brand or style of the Infinite Banking Concept (IBC). It teaches a mindset shift toward ownership, liquidity, and long-range financial architecture using participating whole life policies as the foundation—not because of the insurance, but because of what the cash value system empowers. The Banker’s Man is ideal for coaches, advisors, authors, and educators looking to demystify financial sovereignty and highlight the compounding cost of relying on external lenders over a lifetime. It’s a story that sticks, sparks curiosity, and inspires people to build legacy instead of just savings.