Pinwheel Financial Battery - Terminals ("You", "Them"), Cells (Protection, Flexibility, Growth), and Savings Rate

Concept and exercises which detail the relationship between Employment Arena and likely required financial battery (savings) composition between the "you" self-saving terminal and the "them" outside pension terminal. Includes differing likely required savings rate based on Employment Arena as well as breakdown of 3 main "you" terminal savings cells - protection (liquid, secure), flexibility (liquid, growth ability), and growth (growth ability, tax-advantaged) - and how to incorporate each into financial battery construction.